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Check the data at the top of this page and the bank’s website for the most current information.Among the many decisions you’ll make as a student, a big one is choosing a student credit card. Having the right one in your wallet is a great way to establish your financial strategy and begin building credit for the first time.
Check out the best student credit cards from our partners to find the right one for you. See Suggested Cards. Editor's TakeIf you’re willing to do a little bit of work to earn a higher bonus every 3 months, this is a great card for you. The earning potential of the Discover it® Cash Back is unheard of for college students, but you’ll have to carefully track your spending. If you’re up for the challenge, this is an excellent choice!
Card Details. Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment.
No APR change for paying late. Get 100% U.S. Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Get an alert if we find your Social Security number on any of thousands of Dark Web sites.
Activate for free. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.+ Show More Terms and Restrictions Apply.
A can be an essential part of life for a college student. Not only does a student credit card make it easier to cover expenses, but it’s also an important. Ultimately, it’s how you use the credit card that matters. The right credit card — or rather, using it responsibly — can put you on the path to a bright financial future, whereas swiping recklessly can leave you saddled with additional debts at a time when your earning power is limited.Fortunately, many credit card companies have products designed specifically for college students.
Student credit cards typically offer low or no fees and while you’re buying books or supplies. To help you pick the right student credit card for your specific needs, GOBankingRates identified the 10 best credit cards for college students by comparing annual percentage rates, fees, perks and introductory offers.
Here are the 10 best student: 10 Best Credit Cards for StudentsCredit CardIntro RatesPurchase APRLearn More0% APR for 6 months on purchases13.40% to 23.40%0% APR for 6 months on purchases15.24% to 24.24%0% APR for 6 months on purchases15.24% to 24.24%0% APR for 7 months on purchases16.74% to 26.74%0% APR for 12 billing cycles17.24% to 25.24%0% APR for 12 billing cycles16.24% to 26.24%None17.49% to 25.49%0% for 15 billing cycles15.24% to 25.24%None26.99%None20.99%Information accurate as of Feb. 20, 2019.Wells Fargo Cash Back College CardPerks:. Get 3 percent cash rewards on up to $2,500 in gas, grocery and drugstore purchases for the first six months. Get 1 percent cash rewards on most other purchasesNot only will the Wells Fargo Cash Back College Card give you 3 percent cash rewards on up to $2,500 in gas, grocery and drugstore purchases for the first six months, it has a 0% APR introductory rate during that same period, meaning you can collect rewards on what are effectively interest-free purchases.
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Wells Fargo also provides budgeting tools to help you establish good spending habits and learn about how credit cards work. Best Wells Fargo Credit Cards: Discover it Chrome Student Credit CardPerks:. Get a $20 statement credit each school year that your GPA is 3.0 or higher for up to five years.
Earn an unlimited dollar-for-dollar match on all the cash back you earn in the first yearIn addition to a six-month introductory period where you pay 0% APR on all purchases, you’ll get 2 percent back on gas and restaurants on up to $1,000 in combined purchases each quarter and 1 percent back on all other purchases.Forgot to pay your bill? This card won’t charge you a late fee on your first late payment, and your APR won’t go up.
Discover it Student Cash BackPerks:. Get a $20 statement credit each school year that your GPA is 3.0 or higher for up to five years. Earn a dollar-for-dollar match on all the cash-back rewards you earn in the first year with no limitThe Discover it Student Cash Back credit card is very similar to its Chrome cousin. In addition to the statement credit for good grades, you can get 5 percent cash back on purchases up to $1,500 each quarter from places like gas stations, restaurants, Amazon or wholesale clubs, as well as 1 percent back on all other purchases. Discover it Card Review: Citi Rewards+ Student CardPerks:.
Earn 2,500 bonus points when you spend just $500 in the first three months. Get 10 percent of your points back on the first 100,000 points you redeem per yearThe Citi Rewards+ Student Credit Card has one of the most robust points programs of any student card. Earn two points per dollar for the first $6,000 you spend per year at supermarkets and gas stations and one point per dollar on everything else. And, points are always rounded up to the nearest 10 points, so that $4 cup of coffee just earned you 10 points. Bank of America Travel Rewards Credit Card for StudentsPerks:. Get 25,000 bonus points if you make $1,000 in purchases in the first 90 days of opening an account. Pay no foreign transaction feesNot only does the Bank of America Travel Rewards Credit Card for Students offer 0% APR on purchases in the first dozen billing cycles, but you get 1.5 points for every dollar you spend.
And, you can use your rewards on any airline or at any hotel anytime. The card also has no foreign transaction fees, making it one of the. Bank of America Cash Rewards Credit Card for StudentsPerks:.
Earn a $150 cash rewards bonus for $500 in purchases in the first 90 days. Earn 3 percent cash back on a category of your choiceThe Bank of America Cash Rewards Credit Card for Students is similar to its Travel alternative, but it offers instead of travel points. With this rewards card, you get 3 percent from a category of your choice: gas, online shopping, travel, dining, drugstores or home furnishings. You get 2 percent cash back at grocery stores and wholesale clubs. These rewards are capped at $2,500 in combined spending each quarter. You get 1 percent cash back on everything else. Travel Rewards, NFL Tickets and More: State Farm Student VisaPerks:.
Three points per dollar spent on insurance premium paymentsState Farm’s student card is offered through Visa and gives you a State Farm loyalty reward point for every two dollars you spend on eligible purchases. However, it’s the three points available for every dollar spent on insurance premium payments — capped at $4,000 annually — that’s probably the most attractive offer for students who drive often. On the other hand, it has one of the highest APRs of the credit cards on GOBankingRates’ list.
BankAmericard Credit Card for StudentsPerks:. Long intro APR periodThe BankAmericard Credit Card for Students offers a 0% APR on all purchases made within the first 15 billing cycles as well as an introductory $0 balance transfer fee for the first 60 days, potentially making it a stronger option for students with existing credit card debt. Its 15.24% APR is among the lowest on GOBankingRates’ list of student credit cards.Bank of America Credit Card Comparison: Journey Student Credit Card from Capital OnePerks:. Incentives for paying on time.
No foreign transaction feesThe Journey Student Credit Card offers some of the most straightforward rewards, offering you 1 percent cash back on all purchases and 1.25 percent if you pay on time. Of course, you shouldn’t need a lot of additional incentive to pay on time, given the card’s 26.99% APR, which is the highest rate of the 10 credit cards on this list. Deserve Edu MastercardPerks:.
Deserve will reimburse you up to a lifetime total of $59 for Amazon Prime Student. No over-the-credit-limit feeThe Deserve Edu Mastercard only offers a credit line of up to $5,000, but it has unlimited 1 percent cash back on all purchases. It’s one of the best credit cards for students with no credit. If you’re an international student, the Deserve Edu Mastercard also doesn’t require a Social Security number.Related: How to Get a Student Credit CardWhatever you choose, you can usually apply for a student credit card online.
You’ll need some basic information like your address, Social Security number and source of income, if you have any. Many banks will approve you right away, and you’ll usually get your card in the mail within a few days.If you get declined for a student credit card, however, don’t despair. You can, like the Capital One Secured Mastercard, which will help you build your credit so that you can qualify for an unsecured card down the line.Click through to. More on Money. Watch:We make money easy.Methodology: To determine the best student credit cards, GOBankingRates analyzed student credit cards on the following factors: introductory offers, introductory APRs, purchase APRs, perks, annual fees and other fees.
All fees and rates are subject to change at the credit card issuers’ discretion, and some bonus offers might no longer be available on the credit card issuers’ websites, depending on how you access the web page.GOBankingRates is a personal finance and consumer interest rate website owned by, an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement.
Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article.
Perhaps one of the most exciting opportunities open to college students is the chance to study abroad and immerse yourself in a brand new culture.Of course, as exciting as it may be, living in a foreign place — even temporarily — comes with its own challenges, not the least of which is navigating new currencies and payment methods. Luckily, a good credit card can solve both of those problems.With the right card, you can make purchases without worries of currency conversions or unfamiliar cash and coins, and pricey foreign transaction fees. Some options can even help you purchase like a local with chip & PIN security. The very first thing to look at when considering a credit card to use while studying abroad is whether the card charges foreign transaction fees. These fees are charged any time the banks or networks need to convert currency, and they can range from 3% to 5% of every transaction.The simplest way to avoid foreign transaction fees is to choose a card that doesn’t charge them at all. And that’s not a hard task, given that some of the best student credit cards come without foreign transaction fees (or annual fees, for that matter).
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee.
No late fee on first late payment. No APR change for paying late. Get 100% U.S.
Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment. No APR change for paying late. Get 100% U.S.
Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. While your favorite chip-enabled credit card will work in many locations abroad, you may have the occasional hiccup, especially when trying to use in Europe. That’s because Europe uses PIN-based verification, rather than the signature verification commonly used here in the US.To ensure you can use your card without issue while studying abroad in Europe, you can choose a PIN-capable credit card. There are a number of US credit cards that have the ability to use PIN verification, including several that charge no foreign transaction fees.While the doesn’t offer fancy rewards, it does offer a PIN-enabled experience with as few fees as possible.
Along with a low regular APR of and no annual fee, the also charges no foreign transaction fees. INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.
Plus, earn unlimited 1% cash back on all other purchases - automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Chase Sapphire Preferred named 'Best Credit Card for Flexible Travel Redemption' - Kiplinger's Personal Finance, June 2018. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees. 1:1 point transfer to leading airline and hotel loyalty programs. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
For example, 60,000 points are worth $750 toward travel. Good/ExcellentWhile not for the credit card novice, the Chase Sapphire Preferred® Card is a solid card for any trip abroad, offering 2X Ultimate Rewards® points on both dining and travel purchases. Points can be redeemed at a solid rate for more travel to help you get out and explore. 9.The not only provides 4% cash back rewards on dining purchases, including most bars and pubs, but it also charges no annual fee or foreign transaction fees.
Earn 4% cash back on dining purchases, including restaurants, takeout, bars, and UberEATS. Earn 3% cash back on hotel & airfare, 2% for online purchases. Earn 1% cash back on all other purchasesThe Uber Visa Card can be a nice addition to your pocket here at home, too, with 4% cash back on UberEATS deliveries and 2% cash back on all online purchases.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late. Get 100% U.S. Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Credit Card For College Students
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Average, Fair, LimitedThe Journey® Student Rewards from Capital One® is a solid choice for establishing your credit, as it encourages good credit habits by offering bonus rewards when you pay your bill on time. The card’s lack of an annual fee or foreign transaction fees also makes it a good addition to your study abroad supplies. 12.The is specifically designed for students who need to build their credit. The card offers 1% cash back on all purchases, and a credit limit of up to $5,000, depending on your creditworthiness.
Earn unlimited 1% cash back on all eligible net purchases made with your card. Deserve will pay for Amazon Prime Student, up to $49 lifetime total. Pay no annual feeYou can take the Deserve Edu Mastercard® on the road and abroad, all without worrying about paying foreign transaction fees on your purchases.
The card also comes with fraud protection for extra peace of mind. Studying abroad is one of the greatest perks of being a college student, not only offering the chance to explore a new culture — but to get college credit for it, too.And while immersing yourself in a foreign land can have its challenges, being prepared is more than half the battle. Taking along the right credit card, for instance, can help you avoid the hassle of constant currency conversions or payment method problems.Before traveling with your new card, however, be sure you contact your credit card issuer to make it known you plan to travel abroad with your card. This will help prevent your foreign purchases from being flagged as fraud and your card being frozen at an inopportune time.Also, don’t let your adventure abroad cause financial trouble when you get home. Always make all of your necessary credit card payments on time — keeping time zone differences in mind — so you aren’t welcomed by expensive late fees or, worse, credit damage, when you get back.Additionally, be sure to keep track of your budget as you go.
While you may not have to make currency conversions yourself as you pay with hard money, you should still always be aware of how much you’re spending to avoid any painful surprises when your card bill arrives and you see your total in American dollars. Brittney Mayer is a contributing editor for CardRates.com, where she uses her extensive research background to write comprehensive consumer guides and in-depth company profiles.
Leveraging her vast knowledge of the financial industry, Brittney’s work can be found on websites such as MarketWatch, US News & World Report, NBC News, Kiplinger, National Foundation for Credit Counseling, TheSimpleDollar.com, BadCredit.org, CreditSoup.com, and CreditCards.com, among others. Brittney specializes in translating complex financial jargon and ideas into readable, actionable advice on lending best practices. Editorial Note: This content is not provided or commissioned by the credit card issuer.
Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved, or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however all credit card information is presented without warranty. After you click on an offer you will be directed to the credit card issuer's web site where you can review the terms and conditions for your offer.Advertiser Disclosure: CardRates.com is a free online resource that offers valuable content and comparison services to users.
To keep this resource 100% free, we receive compensation for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear).
CardRates.com does not include the entire universe of available offers. Sims 4 self harm mod. Editorial opinions expressed on the site are strictly our own, and are not provided, endorsed, or approved by advertisers.
Advertiser DisclosureCreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this siteare from companies from which CreditCards.com receives compensation. This compensation may impact how andwhere products appear on this site, including, for example, the order in which they may appear within listingcategories.
Other factors, such as our own proprietary website rules and the likelihood of applicants'credit approval also impact how and where products appear on this site. CreditCards.com does not includethe entire universe of available financial or credit offers. Student Credit CardsGet a head start with a credit card tailored for students and recent graduates. From cash back on good grades to discounts on streaming services, you can find the perfect card for college life. Our editors analyzed 109 credit card offers for students to bring you our recommendations - here are the best student credit cards from our partners to kick off the school year.Get a head start with a credit card tailored for students and recent graduates. From cash back on good grades to discounts on streaming services, you can find the perfect card for college life. Our editors analyzed 109 credit card offers for students to bring you our recommendations - here are the best student credit cards from our partners to kick off the school year.
See More Details. Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment.
No APR change for paying late. Get 100% U.S.
Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
Highlights. Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up.
And no limit to how much is matched. Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee.
No late fee on first late payment. No APR change for paying late. Get 100% U.S. Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Get an alert if we find your Social Security number on any of thousands of Dark Web sites.
Activate for free. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%. Highlights. Earn 1% cash back on all your purchases.
Pay on time to boost your cash back to a total of 1.25% for that month. Enjoy no annual fee and no foreign transaction fees. Get a head start and build your credit with responsible use. Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online.
Pick the monthly due date that works best for you. Get access to a higher credit line after making your first 5 monthly payments on time. $0 fraud liability if your card is ever lost or stolen. Monitor your credit profile with the CreditWise® app, free for everyone. Copyright 2019 CreditCards.com. All Rights Reserved.ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service.
The offers that appearon this site are from companies from which CreditCards.com receives compensation. This compensation may impact howand where products appear on this site, including, for example, the order in which they appear within listing categories.Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impacthow and where products appear on the site. CreditCards.com does not include the entire universe of available financialor credit offers.CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores.If you apply for a credit card, the lender may use a different credit score when considering your application for credit.
By Eric Rosenberg Updated Jul. 11, 2018 Overview of the Best Student Credit CardsOne of the most important steps of young adulthood is responsibly building credit. Many people don't know that the length of time your oldest credit card has been open can significantly impact your credit score. For that reason, getting your first credit card when you're a college student can be an incredibly smart move that ends up saving you thousands when you graduate and start looking into buying your first home or a new car. Using our credit card model, we found some of the best credit card offers for students. The cards below provide the best combination of rewards (where available), low fees, and likelihood of approval for applicants with little credit. BenefitsSome student credit cards are designed for those with no credit history.
For those with a good credit score, the Discover it® Student Cash Back is a great choice. This card is loaded with benefits. Get $20 statement credit each school year that you have a GPA of 3.0 or higher, for up to five years. Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Earn 1% everywhere else.
The first year you have the card your cash back is doubled. This card has flexible and forgiving payment options and provides a free FICO® credit score to all card holders. Get all of this with no annual fee. Things to ConsiderBecause this card is available to a range of students, interest rates go up to 15.24% - 24.24% Variable.
Also beware the 3% balance transfer fee if you transfer balances in from other credit cards. Our VerdictIf you are a student who wants cash back and to build credit at the same time, this card is a great option. Good grades and first-year cash-back bonuses make the card more lucrative on top of regular cash back. Students dine out frequently and need to purchase supplies for school, so 5% cash back in rotating categories that students use most often is a great value. The card has some high tech mobile features perfect for students including the ability to turn off your card to prevent fraud from your phone. It is easy to use, flexible and has no annual fee.
That’s why it is our favorite cashback card for students. More Details. Intro Offer: Discover will match all the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. No annual fee. No late fee on first late payment. No APR change for paying late. Get 100% U.S.
Based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
BenefitsSome student credit cards are designed for those with no credit history. For those with a good credit score, the Discover it® Student Cash Back is a great choice. This card is loaded with benefits. Get $20 statement credit each school year that you have a GPA of 3.0 or higher, for up to five years.
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Earn 1% everywhere else.
The first year you have the card your cash back is doubled. This card has flexible and forgiving payment options and provides a free FICO® credit score to all card holders. Get all of this with no annual fee.
Things to ConsiderBecause this card is available to a range of students, interest rates go up to 15.24% - 24.24% Variable. Also beware the 3% balance transfer fee if you transfer balances in from other credit cards. Our VerdictIf you are a student who wants cash back and to build credit at the same time, this card is a great option. Good grades and first-year cash-back bonuses make the card more lucrative on top of regular cash back. Students dine out frequently and need to purchase supplies for school, so 5% cash back in rotating categories that students use most often is a great value. The card has some high tech mobile features perfect for students including the ability to turn off your card to prevent fraud from your phone.
Best Student Credit Cards With No Credit
It is easy to use, flexible and has no annual fee. That’s why it is our favorite cashback card for students. BenefitsInternational students and students with zero credit history have a hard time getting credit cards. However, you’ll find in college that a credit card is the best way to make purchase. The OpenSky® Secured Visa® Credit Card is very easy to get and comes with credit lines of $200-$3,000. This is a real card you can use to build credit so you can get even better cards in the future. Your credit history and credit are not checked in the application process.
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Virtually everyone is approved. Things to ConsiderBecause it is a secured card, you have to put down a deposit equal to your credit line.
For example, if you open a card with a $2,000 credit line, you are required to put down a $2,000 deposit. The card has a high 19.64% Variable APR. The card comes with a $35 annual fee. There is a 3% foreign transaction fee and $6 or 5% cash advance fee (whichever is greater). Our VerdictIf you are new to the United States or brand new to credit, your options for credit cards are limited. This is the best credit card option for students with zero credit history.
Because it helps your credit score, you should consistently make on-time payments to build a solid credit history. As your score increases, you can apply for better cards with lower fees. More Details. No credit check necessary to apply.
OpenSky believes in giving an opportunity to everyone. The refundable. deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search 'OpenSky Card' in Facebook.). OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.View our Cardholder Agreement located at the bottom of the application page for details of the card. BenefitsInternational students and students with zero credit history have a hard time getting credit cards. However, you’ll find in college that a credit card is the best way to make purchase. The OpenSky® Secured Visa® Credit Card is very easy to get and comes with credit lines of $200-$3,000. This is a real card you can use to build credit so you can get even better cards in the future.
Your credit history and credit are not checked in the application process. Virtually everyone is approved. Things to ConsiderBecause it is a secured card, you have to put down a deposit equal to your credit line.
For example, if you open a card with a $2,000 credit line, you are required to put down a $2,000 deposit. The card has a high 19.64% Variable APR. The card comes with a $35 annual fee. There is a 3% foreign transaction fee and $6 or 5% cash advance fee (whichever is greater). Our VerdictIf you are new to the United States or brand new to credit, your options for credit cards are limited. This is the best credit card option for students with zero credit history.
Because it helps your credit score, you should consistently make on-time payments to build a solid credit history. As your score increases, you can apply for better cards with lower fees.
BenefitsCollege is a time of learning and exploration, and building credit. Most college students have little to no credit history.
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The Journey® Student Rewards from Capital One® is perfect for students new to credit. Card holders get free access to their credit profile to monitor your progress. Also, earn 1% cash back on purchases or 1.25% when you pay on time (which you always should). The card is excellent for study abroad and travel as it has no foreign transaction fees. The card also has no annual fee and works with Apple Pay. Things to ConsiderBecause the card is geared towards students with little credit history, most card holders are considered high risk. As a result, the card has a hefty APR of 26.96% Variable.
Our VerdictMany student credit cards have weak or no rewards. If you are a student and want to earn cash back on your spending while building credit, this is the perfect card for you. Furthermore, it comes with standard card benefits like rental car insurance, travel assistance and travel insurance.
Also enjoy purchase warranty extensions. For a no annual fee card available to students with no credit history, this Capital One card is a great option. More Details.
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month. Enjoy no annual fee and no foreign transaction fees. Get a head start and build your credit with responsible use. Get access to a higher credit line after making your first 5 monthly payments on time.
Monitor your credit profile with the CreditWise® app, free for everyone. $0 fraud liability if your card is ever lost or stolen.
Pick the monthly due date that works best for you. Get customized alerts and manage your account with the Capital One mobile app.
BenefitsCollege is a time of learning and exploration, and building credit. Most college students have little to no credit history. The Journey® Student Rewards from Capital One® is perfect for students new to credit. Card holders get free access to their credit profile to monitor your progress.
Also, earn 1% cash back on purchases or 1.25% when you pay on time (which you always should). The card is excellent for study abroad and travel as it has no foreign transaction fees. The card also has no annual fee and works with Apple Pay. Things to ConsiderBecause the card is geared towards students with little credit history, most card holders are considered high risk. As a result, the card has a hefty APR of 26.96% Variable.
Our VerdictMany student credit cards have weak or no rewards. If you are a student and want to earn cash back on your spending while building credit, this is the perfect card for you. Furthermore, it comes with standard card benefits like rental car insurance, travel assistance and travel insurance. Also enjoy purchase warranty extensions. For a no annual fee card available to students with no credit history, this Capital One card is a great option. Methodology SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace.
Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing student credit cardholders.
Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.
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